Recent Storm Damage Posts
How Property Managers Can Handle Hurricanes in 3 Steps
Preparing for natural disasters like hurricanes can be tricky
Get Ready For Hurricanes by Implementing the Following Steps
Preparing for natural disasters like hurricanes can be tricky, especially if you work in property management. You are responsible for overseeing multiple units, your employees, and your tenants. To reduce hurricane damage and save countless lives, you will need to prepare before hurricane season hits Dewey- Humboldt, AZ, from June to November. Get ready for hurricanes and other incidents by implementing the following steps.
1. Create a Hurricane Emergency Plan
Before the season starts, take an inventory of the properties under management, create an updated list of renters and take note of resources important for recovery, such as insurance providers and professional storm damage restoration companies. After that, review your current storm policies, and see if they match the needs and concerns of the employees and occupants. Make the necessary corrections and craft a plan that covers evacuation, damage remediation, and the roles individuals play in ensuring safety and repair assistance.
2. Inform Employees and Tenants
Now that you have created a hurricane preparedness plan, it is time to communicate it to your crew and tenants. Prioritize using the direct approach when discussing finding safety resources, minimizing hurricane damage, and fulfilling responsibilities inherent to their roles. Remind them of resources available to them, such as renters' insurance, information about flood zones, and remediation services. When discussing these plans, remember to prioritize their safety above all else.
3. Handle the Aftermath
A crucial element of a hurricane plan involves dealing with the storm's aftermath. Go through your tenant and employee contacts, and call them to confirm their wellbeing and current status. Show compassion and empathy throughout these conversations. Afterward, once the hurricane has passed and the area is safe, go through the property and record all existing damage. This information will be useful when talking to your insurance provider and repair crew.
Managing several rental properties in Dewey- Humboldt, AZ, can be difficult, especially during the middle of a weather event. Work with your organization and tenants to create a plan that mitigates hurricane damage, saves lives, and more.
3 Musts To Mitigate Flood Damage
Try to relocate anything in a low-lying area to higher ground
Three Preparation Stages
When Mother Nature decides to unleash a tremendous system, business owners in Campo Verde, AZ, can't know for sure the destruction they'll face. Sometimes the land will hold with no problems at all. Other times, life has different plans with flooding moving in and ruining merchandise and belongings. Is it possible to avoid such trouble? There are measures that proprietor's can take to reduce the likelihood of major complications. While not foolproof, here are three preparation stages.
1. Move What You Can
One significant issue with flood damage is property loss. The more that gets wet, the more that needs to be replaced. Therefore, if possible, try to relocate anything in a low-lying area to higher ground. This includes fixtures and items. Look for rooms that have fewer windows, cracks, and outlets. If you have a second story, shift it there. The more that is dry, the better.
2. Create a Barrier
Try to establish a waterproof boundary. Fill in holes or crevices prior to the storm's arrival. In addition, check windows and doors for anything that may allow penetration. Board and seal up what you can, keeping the flooding out. Finally, work to establish a wall around the perimeter. Most often businesses use sandbags, available at stores or through emergency services. You'll want to be careful with these. Pile them up like patchwork, with flaps not exposed. The intention is to lock out the moisture.
3. Turn off Electric and Gas
If you're leaving the premises and can turn off the electric or gas, consider doing so. The storm damage could interfere with it. Furthermore, upon return, do not inspect the location on your own, especially if water infiltrated. Instead, seek the assistance of a professional water remediation team. They can overlook the structure, verifying whether it's safe to enter.
While tempting to say you can escape flooding, it's not always possible; however, owners may fight it off, reducing the disaster. Keep things high, barricade what you can and watch your utilities.
How To Prevent Mold Damage After a Flood
Make sure to turn off the electricity to avoid shocks or fires
How To Prevent Mold Damage After a Flood
Flooding of your Campo Verde, AZ, home can cause serious damage. You may think you should wait for an adjuster from your flood insurance company to visit your property before starting repairs. However, because mold can begin to colonize in as few as 24 hours, it is important to dry out your property as soon as possible. The following outlines the steps you should take after a flood to minimize the risk of mold damage:
Turn off electricity. The standing water poses a serious threat if the electricity is on. You may need to contact an electrician if you cannot do this safely yourself.
Notify your insurance company. The sooner you file a claim, the sooner an adjuster can visit the property. It is important to contact the insurance company before you begin any cleanup because they may have special instructions regarding documentation.
Document the damage. Take photographs or video of the flood damage. Make sure the pictures and video are as detailed as possible. List all the items you will not be able to salvage, the date you bought them and how much you paid for them. This documentation will help your flood insurance company provide you with a fair payout for your claim.
Remove standing water. Depending on the amount of water present, you may need to use specialized pumps or vacuums. You can also scoop out the water with buckets. Extract as much of the water as possible.
Dry out soaked materials. You will need fans and dehumidifiers to dry household objects. If the humidity outside is low, you can open the windows and doors to speed the process. Separate items that can be salvaged from those that cannot. Throw out anything that cannot be fully cleaned and dried.
If your home experiences flood damage, you will need to file a claim with your flood insurance company and then begin drying out your home to prevent mold damage. You may wish to hire a certified restoration company to help you get your home back to pre-flood condition.
Taking Care of Your Commercial Property Roof Is Critical for A Good Return on Investment
Take care of your roof!
A solid roof is your front-line defense against everything Mother Nature can throw at your commercial property. It gets the worst of virtually everything, and its cover needs to be well-maintained to keep it functioning properly. Even a single roof leak can be a disaster over time in Chino Valley, AZ, so taking care of it well really pays off.
Keep That Roof Cover Sealed!
The most important part of preventing a leaky roof is regular inspections. Keep an eye out for these issues:
- Prolonged standing water
- Heavy rust
- Bubbles in the roof coating
- Gaps around roof structures and flashing
Other symptoms may show up outside of inspections, including unexplained moldy or rotting smells and water stains on the ceiling. On commercial properties, the tenants may not inform you of these issues, so it’s best to occasionally inspect to reduce the internal damage and mitigate the restoration costs.
Cleaning Gutters and Storm Drains on Commercial Properties
The gutters on your property aren’t there for decoration! Once they have been filled with debris, water will simply overflow them as if you had no gutters at all – or worse, pooling water until it overflows onto the roof. This will eventually lead to aesthetic damage to exteriors, causing a roof leak, structural damage and serious undermining of the foundation, leading to cracking and settling.
Because the cost of cleaning the gutters is so much less than any other damage, it clearly pays to have them attended regularly. At the least, they must be cleaned every year, but most experts in Chino Valley, AZ, recommend a bare minimum of twice a year – and more frequently if conditions demand, such as nearby trees and gunk piled in from wind damage.
Once you have a roof leak, it must be fixed as soon as possible to reduce the impact to walls, flooring and roofing. Call a company with expertise in storm cleanup and water damage. They can assess the damage, remove soaked items, air out the premises with negative-pressure devices and restore everything to its former condition.
Signs of Hail Damage to Your Roof
Hail on roof in Bagdad, AZ
Signs of Hail Damage to Your Roof
A hailstorm can cause massive destruction to your Bagdad, AZ, home. Hail damage to the roof is particularly common. However, the amount of harm varies based on numerous factors, including:
- The density and size of the hail
- The roof’s building materials
- The location of natural barriers such as fences or landscaping
- The speed and direction of the wind
Because the degree of hail damage can differ, it can sometimes be hard to determine if your roof was impacted by a hailstorm. However, there are some signs you can look for when inspecting the roof.
Signs of Hail Damage to Wooden Shingles
Wooden shingles typically split when they are hit by excessive hail. Any splits that have sharp corners or appear orange or brown were likely caused by a hailstorm. Dents or impact marks are other signs of hail damage to the roof.
Signs of Hail Damage to Composition and Asphalt Shingles
Asphalt and composition shingles do not necessarily split when affected by hail. However, they do appear soft, shiny or black. A loss of granules may also be a sign of hail damage.
If you notice any of the above problems following a storm, be sure to contact a hail damage repair company. A roof can be tough and dangerous to repair on your own, so your best bet is to rely on home restoration professionals.
Keep in mind, however, that what looks like hail damage to the roof may actually be signs of regular wear and tear. If your shingles appear aged and brittle, they have probably just been exposed to too much sunlight or inclement weather. Cracking, flaking, blistering and algae growth are also evidence of normal wear and are not the result of hail.
You may still want to replace your shingles if they show these signs of breaking down. However, unlike repairs necessitated by hail damage, the cost of this replacement may not be covered by your insurance.
Commercial Considerations and Insurance
Commercial insurance coverage will cover damages from falling trees
What Does Storm Insurance And Coverage Actually Cover?
While the winter provides its fair share of concern, from burst pipes to ice coverage, the spring, with its severe weather conditions, provides a heightened sense of anxiety, especially among commercial property owners. Granted, most commercial policies include storm insurance and coverage, but what does that actually cover? What are the likely losses covered in storm policies and what aren't?
1. Falling Trees and Storm Debris
Commercial insurance coverage will cover damages from falling trees and other debris as long as the cause was the storm. Therefore, if the high winds of a storm uproot landscaping and hurtle it toward the building, then the insurance plan will probably cover the damage. However, if there was an existing issue with the tree, like root rot, then your claim might be denied.
2. Wear and Tear
With storm insurance, as with any commercial policy, a loss is only covered when it is unexpected, not when it is a result of negligence. Therefore, if you have a leaking roof that you have ignored, and then a storm comes through making the leak worse, then your insurer will likely reject the claim for roof damage. Insurers protect against the unexpected, not the known.
While most policies will cover damages to contents within the building, a set dollar allotment for coverage is based on specific values. You will want to make sure that your coverage is enough to cover the cost of replacements for furniture and equipment.
After a storm rips through your area, you might need a storm remediation specialist in the Yava, AZ, area. Thankfully, your commercial policy will probably help to cover any restoration or mitigation costs. However, the values are often based on the costs of a rebuild and not market value.
Storm insurance is tied into your commercial policy. While it may not cover everything, storm coverage does help to mitigate some of the potential expenses. Therefore, review your policy and know what to expect the next time a storm comes around.
Know the Differences Between Water and Flood Damage
The main difference between a water damage and flood damage is where the cater comes from
Understanding the Difference Between Flooding and Water Damage
There are many ways water can impact your property in Campo Verde, AZ, but you may not realize that there are actually two different kinds of this damage. The term "water damage" refers to specific situations, while flood damage is completely different, despite it still being water that causes the problems. It is most important to understand this distinction for insurance purposes, as a policy may cover one and not the other. Make sure you understand the difference between flooding and other kinds of damage caused by water.
Ordinary water damage is usually caused by something the homeowner could control:
- A pipe bursts
- A broken window lets rain enter
- Water leaks in through a hole in the roof
- An appliance malfunctions and releases water
All of these types of damage fall into this category and are distinct from floodwater issues. Most of them fall into category one or two, and most insurance policies do cover this type, luckily.
On the other hand, flooding is caused by large amounts of water and must affect more than one home. This type of damage includes excessive run-off, mudslides, tidal waves, and land collapsing into the water. One of the easiest ways to tell the difference between this and other types is whether the water touches the ground or not. If it does, you are dealing with flood damage. This type falls into category three, black water.
While it can be scary to think of your property being damaged by water of any kind, there are flood restoration services that repair these issues. Damage due to flooding is usually more extensive and affects the outside of the building, while ordinary damage can present in all sorts of places and is more limited. In either case, cleaning and repairs may be needed to remove debris, fix broken walls or floors and eliminate the potential for mold growth.
What Does Commercial Storm Insurance Cover and Not Cover?
Find out what storm insurance will and will not cover your business in Bagdad, AZ.
What Your Insurance Will Cover After a Business is Affected by a Storm
Figuring out what your storm insurance will cover after your business in Bagdad, AZ, is affected by a storm can be extremely stressful. It can be helpful for business owners to understand what costs their insurance company will and will not likely cover before a storm occurs.
1. Property Damage
A storm can cause extensive damage to the structure of a building and it’s often necessary for the structure to be restored by storm and water damage experts in order for a business to function properly and safely. In addition to damaging the structure of a building, property damage can extend to the interior of a business. Fortunately, the majority of storm policies cover the costs of fixing property damage.
2. Costs of Restoration or Replacement for Damaged Items
When a storm causes flooding inside a building, a variety of items often sustain water or mold damage. Generally, storm insurance policies will cover the cost of restoring or replacing items that have been damaged in a storm. Professionals may first try to restore items that have sustained water or mold damage before replacing them since replacement is often more expensive.
3. Business Interruption
Many businesses have to temporarily close their doors while their buildings are restored. While the majority of commercial insurance policies will cover the costs of property damage and the costs of replacing or restoring damaged items, these policies will not help to cover the losses a business may suffer due to being temporarily shut down. It can be helpful to acquire business interruption insurance in order to ensure you’ll be reimbursed for the money you may lose while your business isn’t open.
Knowing what storm insurance will and will not cover can help business owners feel better equipped to handle storm restoration. Whereas insurance will often cover the costs of property damage and the costs of restoring or replacing items, additional insurance coverage is needed to cover business interruption.
How To Save On Maintenance Without Cutting Corners
Preventative maintenance tends to be much more affordable than an emergency fix.
It is possible for a property owner to control maintenance cost and preserve and improve the condition of a residential building. These facility management tips can reduce the overall cost of maintaining an apartment, condominium or other multifamily residence in Yava, AZ.
Prevention Versus Emergency Fixes
Preventative maintenance tends to be much more affordable than an emergency fix. There are several costs that may be avoided:
- Fast response premiums from appliance specialists, plumbers or roofers
- Cleanup costs
- Damage restoration expenses
The maintenance cost associated with prevention will be considerably less than if damage has already occurred. It may also be possible to avoid irreparable damage to building materials or contents.
Fix Damage As Soon As Possible
Repairs tend to become more costly the longer damage lingers. This is particularly the case for primary damage that is prone to result in secondary damage, such as the following scenarios:
- Damaged windows or doors
- Roof damage
- Roof or pipe leaks
Fixing damage quickly may prevent secondary damage, such as mold. A timely response can also lead to lower mitigation or restoration costs or allow for maintenance measures that might otherwise not be taken until severe problems develop.
Take Measures To Increase Efficiency
Some maintenance measures are made even more cost-effective by increasing efficiency. Switching out older appliances for efficient models may avoid damage resulting from leaks or malfunctions and improve overall efficiency. Replacing or installing treatments or weather-stripping on windows or exterior door sweeps can lower heating bills and prevent storm damage.
All of these measures are practical ways to minimize the maintenance cost of a residential building. It is crucial to quickly mitigate and restore any damage caused by a storm, water backup or leak to prevent costs from spiraling. A property owner or facility manager should rely on a professional service that specializes in residential and commercial restoration in Yava, AZ.